Who can have one?

Generally, any UK homeowner aged over 60. Some companies will accept borrowers from age 55, whilst others will not consider couples unless the youngest is at least 65. Maximum ages also apply and terms are unlikely to be available to anyone aged 90 and above.

There is no hard and fast rule and there are various plans available from a number of providers. Your Annuity Bureau Consultant can provide full details and advise on the plans most relevant to your individual circumstances and objectives.