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at retirement

 

·        Possible delays in implementation due to ceding providers administration or any unforeseen hiccup.

·        Have a retirement cash emergency fund.

·        Your changing needs.

·        Now that you are retired, do you enjoy not working at all? Or would you like to enrol in part time work whether for income or for a charity?

·        Home improvements of a DIY nature or even move home?

 

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