Your tax-free cash sum

If you decide to take your tax-free cash entitlement from your pension scheme, you may well have already identified suitable uses for it – a special one-off purchase, repayment of a loan, or just as an extra cash fund to provide peace of mind. Alternatively, you may want to use this money to provide you with extra income or capital growth.

A specialist Independent Financial Adviser (IFA) can help you in a number of ways:

·        Maximising tax efficiency

a)      Income Tax

b)      Capital Gains Tax

c)      Inheritance Tax

·        Analysing your attitude to risk

·        Investing for Income

·        Investing for Growth